Pradhan Mantri Jeevan Jyoti Bima Yojana
₹2 lakh life insurance cover — premium only ₹436/year
What is PMJJBY?
Pradhan Mantri Jeevan Jyoti Bima Yojana is a term life insurance scheme providing ₹2 lakh life cover at an annual premium of ₹436. Unlike PMSBY (accident only), PMJJBY covers death from any cause — illness, accident, or natural causes.
Key Benefits
• ₹2 lakh paid to nominee on death from any cause
• Annual premium: ₹436 (auto-debited from bank account)
• No medical examination required
• Simple claim process via the bank
• Renewable every year
Who is Eligible?
Indian citizens aged 18–50 years with a savings bank account. The cover continues up to age 55 for those who enrolled before turning 50.
Documents Required
• Savings bank account (any bank)
• Aadhaar card
• Nominee's name and relationship
How to Enroll
Visit your bank branch, log in to net banking, or visit a CSC. Ask to enroll in PMJJBY. The ₹436 annual premium will be auto-debited from your account. You can also enroll through most bank mobile apps under the insurance section.
Scheme Assistance
N. Senthilkumar Nagendran
BJP Zone Incharge, Tamil Nadu — leading Seva Sankalp Abhiyan to bring every Central scheme to your doorstep.
WhatsApp for Help