Ayushman Bharat PM-JAY + Tamil Nadu CMCHIS
₹5 lakh per family per year — cashless treatment at empanelled hospitals
What is Ayushman Bharat PM-JAY?
Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest government-funded health insurance scheme. It provides ₹5 lakh per family per year for secondary and tertiary hospitalisation — including surgeries, chemotherapy, dialysis, ICU care, and 1,900+ procedures — at empanelled hospitals across India. In Tamil Nadu, it operates alongside CMCHIS.
Tamil Nadu: CMCHIS Integration
The Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) covers families with annual income below ₹72,000. Combined with PM-JAY, Tamil Nadu families get comprehensive cashless coverage at both government and private empanelled hospitals. No cap on family size.
Who is Eligible?
Families listed in the SECC 2011 database (below poverty line) and those covered under the state CMCHIS income criteria (annual income below ₹72,000). Check eligibility at pmjay.gov.in using your name, HHD number, or ration card.
Documents Required
• Aadhaar card
• Ration card or income certificate (for CMCHIS)
• Existing PMJDY or bank account (for identification)
• Family photo (at the hospital enrollment point)
How to Get Your Ayushman Card
Check eligibility at pmjay.gov.in. Then visit an empanelled hospital with your Aadhaar card. The Ayushman Mitra at the hospital will verify your identity via biometric and issue your card on the spot — free of charge. The card covers your entire family.
Scheme Assistance
N. Senthilkumar Nagendran
BJP Zone Incharge, Tamil Nadu — leading Seva Sankalp Abhiyan to bring every Central scheme to your doorstep.
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