Stand Up India Scheme
Bank loans of ₹10 lakh to ₹1 crore for SC/ST and women-led greenfield businesses
What is Stand Up India?
Stand Up India facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up a greenfield enterprise in manufacturing, services, agri-allied activities, or trading. It ensures at least two such entrepreneurs are supported from each of India's 1.25 lakh bank branches.
Key Benefits
• Composite loan: ₹10 lakh to ₹1 crore (covers term loan + working capital)
• Repayment period: up to 7 years with a moratorium of 18 months
• Rupay debit card for the working capital component
• No collateral required for loans covered under CGFSI guarantee
• Handholding support for business plan preparation
• Available at every scheduled commercial bank branch
Who is Eligible?
SC/ST entrepreneurs or women entrepreneurs aged 18 years and above, with a greenfield enterprise (first-time venture). The enterprise must be in manufacturing, services, trading, or agri-allied sectors. The applicant must not be in default with any bank or financial institution.
Documents Required
• Aadhaar card and PAN card
• SC/ST certificate or proof of being a woman entrepreneur
• Business project report
• Bank account (last 6 months statement)
• Address proof of business premise
• No-objection certificate from existing partners (if applicable)
How to Apply
Apply online at standupmitra.in or visit any scheduled commercial bank branch. You can also apply through Lead District Manager (LDM) offices. The portal provides hand-holding support to prepare your business plan. The Seva Sankalp team can assist with documentation.
Scheme Assistance
N. Senthilkumar Nagendran
BJP Zone Incharge, Tamil Nadu — leading Seva Sankalp Abhiyan to bring every Central scheme to your doorstep.
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